DDS DI

Disability Insurance Protection

Most Dentists and Dental Specialists carry insurance policies to protect their practices, their homes and other valuable assets. However, many fail to realize that the most valuable asset that they own is their ability to earn a living in their specialized profession. The future income stream for most dental professionals is worth far more than any personal assets they may possess currently. In fact, a 30 year old dental professional earning $120,000 per year will earn nearly $8,000,000 over the course of their working career. One earning $200,000 per year at age 30 will earn over $13,000,000!
(assumes a 5% rate of income growth working to age 65).

True “Own Occupation” Protection

You owe it to yourself and your family to properly protect your most valuable asset with one of the highest-quality disability income contracts available – one with true “own occupation” protection that protects your ability to work specifically as a General Dentist or Dental Specialist. Please follow the link below for complete details on this all-important contract feature.

We’ve specialized in working with dental professionals for over 18 years and offer the following services and products for your personal and business needs:

Personal Disability Income Coverage: true “own occupation” income replacement plans.

Business Disability Coverage: Business Overhead Expense, Buy-Out Coverage for Partnerships, and Business Reducing Term business loan coverage plans.