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Whether you are required to carry life
insurance coverage for a practice loan, to fund a Buy-Sell
agreement with your business partner, or you simply want to
protect your family, Life Insurance is the most affordable way
to fulfill these obligations. In most cases, life
insurance proceeds are tax free to beneficiaries.
Life insurance can mean the difference between
financial stability and financial disaster for your loved
ones or business partner. Life insurance can also mean much more.
Did you know...
 | Life insurance can be an integral part of your estate planning.
Smart planners use permanent life insurance to protect their loved
ones from the ravages of estate taxes. |
| A permanent life insurance policy can build significant cash
values that can be borrowed against in the future. This can
mean tax advantaged supplemental income for retirement or
tax advantaged income for your children's college expenses. |
| Let us help you determine which type of life insurance plan
suits your true needs and your budget. We can easily help you
find the best plan at the best price. |
Think about it for a minute!
| Do you know how much coverage you currently carry? Is it
enough? Do you know how to determine what your true needs are?
Don't hesitate to properly protect your loved ones. They depend
on you. |
| Most families do not carry adequate life insurance protection.
Group policies that people carry at work are not portable (are
typically cancelled when you change jobs), and are usually limited to
around $50,000 in benefits. How long would such a small amount
of money last your family with your current budget? |
| To determine if your family is adequately protected, ask
yourself these difficult questions: If you or your spouse were no
longer around, could you continue to pay the mortgage payment?
Would you have enough money to put your children through college?
Would you have enough income to maintain your current lifestyle?
Sadly, the answer for most families today is no. |
It doesn't have to be this way! Life insurance can be
very affordable, and is the cornerstone of a sound financial plan.
Don't wait to properly protect your loved ones.
Contact Dave Richards or Bret Barger, DDS today for information
on any type of life insurance. From a simple and very affordable
term life policy to a more sophisticated second-to-die
plan specifically designed for estate planning, we can show you
all of your options and discuss your true needs. We can help
you with a quality plan that fits your needs and your budget. You
can get better service and prices as competitive as the other
internet quoting services - and we don't charge any fees for
consultations or information.
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